Hello - I am a Realtor and Mortgage Loan Officer. I do service all of California and my speciality is in the Northern, Central Valley and Foothill Communities. I am a First Time Buyer Specialist (FTBS), Certified Transaction Manager, Mortgage Loan Officer which allows me to provied Superior Service to both Buyers and Sellers. I also consult design and rehab project for Investors. With over 25 years experience in both Real Estate and Financne, I have a unique perspective. I also help those who may not be ready today and desire a home in the future by providing budgeting and credit consultations and no cost to my clients. My heart is putting people in homes and educating those people how they can provide generational wealth to their families. We become a team that takes on this journey together.